A Home Loan Designed For Your

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

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Who We are

Welcome to The Messman Lending Team

My ML Team was founded on the experience and vision of our Founder, Craig Messman, who began his career in 2001 with a goal to make home financing transparent, approachable, and centered on the client. Building on that foundation, the ML team was created to bring together seasoned expertise with fresh collaboration and innovation. Our mission is to make the mortgage process seamless and stress-free — whether it’s purchasing a first home, refinancing, or investing for the future. With a deep understanding of the ever-changing mortgage landscape, our team is committed to providing tailored solutions, open communication, and trusted guidance. Beyond completing a loan, we aim to build lasting relationships grounded in honesty, integrity, and care. Thank you for trusting us with your home financing needs. We look forward to serving you and welcoming you into the My ML Team family.
Years Experience
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We are the experts in the industry, look no further.

Our team consists of seasoned mortgage experts who are passionate about helping our clients achieve their homeownership goals.
With years of industry experience and a deep understanding of the ever-changing mortgage landscape, we are well-equipped to navigate the complexities of the mortgage market on your behalf.

What We Offer

Assisting you in achieving your dream home

We are dedicated to helping you achieve your dream home with care, expertise, and integrity. From the first consultation to the final key handover, we ensure a seamless and personalized experience. Your vision is our mission, and your satisfaction is our commitment.
Interest Rate and payments remain the same for the entire term of the loan.
Explore options that may make you a home owner with a low down payment.
Secure the transition between selling your current home and buying a new one.

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How It Works

Experience Homeownership with Ease

Enjoy a smooth, stress-free journey from purchase to move-in, with every step handled simply and confidently.

1. I want to see some loan scenarios

I want to see some loan scenarios to better understand my financing options and compare monthly payments, interest rates, and loan terms. Exploring different scenarios helps me see how down payments and loan durations affect affordability. This makes it easier to choose a loan that fits my budget and long-term goals.

2. I want to get a preapproval

I want to see some loan scenarios to better understand my financing options and compare monthly payments, interest rates, and loan terms. Exploring different scenarios helps me see how down payments and loan durations affect affordability. This makes it easier to choose a loan that fits my budget and long-term goals.

3. I am looking for general information

I want to see some loan scenarios to better understand my financing options and compare monthly payments, interest rates, and loan terms. Exploring different scenarios helps me see how down payments and loan durations affect affordability. This makes it easier to choose a loan that fits my budget and long-term goals.

4. Closing on Your New Home

I want to see some loan scenarios to better understand my financing options and compare monthly payments, interest rates, and loan terms. Exploring different scenarios helps me see how down payments and loan durations affect affordability. This makes it easier to choose a loan that fits my budget and long-term goals.

A short video from our Founder.

Meet our founder, Craig Messman, and learn more about our commitment to homebuyer education, clear guidance, and helping you make confident mortgage decisions every step of the way.

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Successful Transactions
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5-Star Reviews
Honesty. Integrity. Transparency.

Helping Clients Achieve their homeownership dreams through honesty, integrity, and transparency.

Why Choose Us

Your Home, Your Future, Our Commitment

Your Home, Your Future, Our Commitment reflects our promise to do more than provide mortgages — we help build the financial foundation for your future. Every loan is structured with care, every option explained clearly, and every step guided with integrity. We believe your future deserves trust, transparency, and smart guidance along the way. That’s why your confidence and peace of mind are at the center of everything we do.

Competitive Pricing

We offer competitive pricing that delivers true value without compromising quality. Affordability, transparency, and excellence—perfectly balanced.

Free Consultations

We offer free consultations to understand your needs and goals. Our experts provide clear guidance to help you move forward with confidence.

Homebuyer Education

We are committed to educating homebuyers at every stage of the process so you can make confident, informed decisions about your mortgage and your future.

Lifetime Tracking

With our lifetime tracking, you stay informed and supported every step of the way. We ensure your journey is smooth, reliable, and worry-free for years to come.

The Messman Lending Team

Craig Messman

Founder | NMLS# 230692

Sarah Greer

Business Partner | NMLS# 1559225

Kamil Klimek

Jr. Loan Officer | NMLS# 2453268

Whitney Ebaugh

Marketing Manager

Testimonials

Where Homeownership Dreams Come True

(5/5)

Over 600+ reviews from Homeowners!

Craig and his team were instrumental in helping my wife and I buy our first home. At a time in our lives when we were bombarded with information, Craig was able to make the process feel streamlined and under control. I felt like we had agency every step of the way thanks to his responsiveness and understanding. Additionally, everyone Craig recommended to us was great—not just aces in their field, but good people. It's clear that Craig values surrounding himself with smart, kind folks, and that ecosystem of expertise made the entire process as pain-free as possible.

Joel T. First-Time Homebuyer

Craig and his team are phenomenal! We initially started the home buying process with a different lender, but had to find a new one. We really appreciated Craig for taking the time to explain everything in detail. We're first time home buyers and none of it was explained by the previous lender. He also was able to get us a better rate than our previous lender. His team was extremely efficient, communicative, and overall a pleasure to work with.

Trey O. Chicago, IL

My wife and I shopped around multiple mortgage lenders and decided on Molitor for the final close. Being first time homebuyers, we had lots of questions and Craig and his team were extremely prompt, communicative and addressed any concerns quickly. Craig was very proactive and was able to secure us the best rate and his team ensure everything stayed on track for the closing. In the end, Craig and his team delivered exactly as promised. Highly Recommend!

Vannak H. First-Time Homebuyer

Craig and his team were absolutely amazing to work with! As first-time home buyers, we had a lot of questions, and he made the entire process feel easy and stress-free. He was down to earth, honest, punctual, and incredibly knowledgeable every step of the way. Craig always took the time to explain things clearly and kept everything moving smoothly. We truly felt supported and confident throughout the process thanks to him. We couldn’t have asked for a better mortgage lender and would highly recommend Molitor Financial Group to anyone!

Carolyn M. Chicago, IL

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