VA loans offer eligible service members and veterans a powerful path to homeownership, often with no down payment and flexible qualification guidelines.
VA loans offer eligible service members and veterans a powerful path to homeownership, often with no down payment and flexible qualification guidelines.
If you’re an active-duty service member, veteran, or eligible surviving spouse, a VA home loan may help make homeownership more affordable and accessible.
VA loans are backed by the U.S. Department of Veterans Affairs and offered through approved private lenders. Because the loan is guaranteed by the VA, qualified borrowers may be able to purchase a primary residence with no down payment, no monthly private mortgage insurance (PMI), and competitive interest rates.
VA financing can be used to buy a home, refinance an existing mortgage, lower your current rate through a streamlined refinance (IRRRL), or access equity with a cash-out refinance. Eligibility is based on service requirements and obtaining a Certificate of Eligibility (COE), along with meeting standard credit and income guidelines.
VA loans have helped millions of military families achieve homeownership with flexible terms designed to honor their service. If you think you may qualify, we’re here to walk you through your options and guide you every step of the way.